Saturday, September 1, 2007

What should I know about time management and how will it help me with insurance?

Managing your time properly is a weapon that everyone should know how to operate. It comes in handy very often and will, in fact, help people with their bills, even those that are insurance bills.

Many people underestimate the power of time management and fail to realize that it is probably the best way to save money. Here are some tips that will help you get started:

Take some time organizing and planning – don’t just leave everything until the last minute. When you have extra time on your hands, know what to do with it before the extra time actually comes.

  • Use a to-do list – This can help you keep all of your priorities handy. Make sure that you always have one of these nearby, whether it is in your blackberry or stuffed in your pocket.
  • Be able to say “no” – Even though going out with friends for a cocktail sounds like fun, keep in mind that if you know you have something else to do, you need to do it now, not later.
  • Manage procrastination – This is a method that usually helps many people with time management. If you are constantly avoiding an irritating or difficult task, break it up into smaller pieces.
  • Not everything is perfect; you shouldn’t be either – Being a perfectionist is probably the major problem many people have with time management. They want for their task to be completed absolutely perfectly and waste time on detail that isn’t crucial.
  • Be flexible – Don’t manage a schedule as if it is a task. Be sure that you have time for interruptions, distractions and perhaps even an episode of "Lost" nearby.
Here’s how time management will help you with insurance:
  • It will help you manage your premiums
  • This will improve your credit score
  • This might even improve your driving record, because it will avoid any temptations to rush things
  • This will probably improve your job and therefore, help you pay those bills

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